Skip links
Ted

Meet Ted. Chart your own path. Choose your own cover.

Insurance for independent businesses, freelancers and contractors

Ted supports freelancers, contractors and small businesses that are charting their own path. Our suite of insurance cover has been customised to suit the needs of people doing business a little differently.

Buy online in minutes

We’re an online company to help you go from quote to policy in a few quick steps.

Get custom advice

Our experienced brokers can help you select the right coverage for you.

14 day money back guarantee

We offer a full money back guarantee on any policy cancelled with 14 days of purchase.

Get covered with Ted in just a few minutes

Each policy can be tailored to suit your specific circumstances, whether you’re a business owner founder of a startup, self-employed or work in the gig economy. Please read the Product Disclosure Statement (PDS) for each product to ensure you understand the cover.

Contractors

IT Contractor PI & PL

Professional Indemnity and Public Liability tailored for the needs of IT contractors.

View the prices
Consultants

Consultants PI & PL

Professional Indemnity Insurance tailored for the needs of Consultants working as freelancers or contractors.

Get a quote
Both

Tax Audit

Provides cover for the fees if you or your business are selected for a Tax Audit by the ATO.

Cover yourself
Business

Cyber Care

Sophisticated yet affordable coverage to minimise the impact to your business and protect its reputation.

Cover your cyber risks
Personal

Bill Cover

Sleep easy knowing you have your bills covered for up to 2 years if you have an accident or get sick.

Cover your bills
Personal

Accident & Sickness

You can use this to help pay for your business or general living expenses such as mortgage or rent.

Get covered
Lloyd’s of London

Top rated insurance coverage

Ted is a new suite of insurance products that make it easier to find high quality insurance providers, get a free quote, and apply online.

Backed by top-rated insurers, when you’re looking to get the right policy, Ted is there to make it easy.

Get custom advice

Understanding each product

Who we’ve designed each product for

IT Contractor Professional Indemnity & Public Liability

Designed for

Businesses, contractors and freelancers up to five employees.
Up to $500,000 in annual revenue

Cover

Up to $5,000,000 in Professional Indemnity
Up to $20,000,000 in Public Liability
Cover for unintentional Intellectual Property Breach

Consultants Professional Indemnity & Public Liability

Designed for

Businesses, contractors and freelancers
Up to $1,000,000 in annual revenue

Cover

Up to $5,000,000 in Professional Indemnity
Up to $20,000,000 in Public Liability

Tax Audit

Designed for

Individuals, sole traders, partnerships, private companies, family trusts, personal trusts, and trading trusts
Up to $25,000,000 in revenue

Cover

Up to $100,000
Cover for you your personal self-managed superannuation fund
Cover for directors personal tax returns

CyberCare

Designed for

Businesses, contractors and freelancers with an ABN
Up to $15,000,000 in annual revenue

Cover

Up to $1,000,000
Comprehensive cover including breach breach notification costs and cyber deception and extortion

Bill Cover

Designed for

Individual and couples between the ages of 18-70

Cover

Up to $2,000 in monthly benefit
Up to 24 months of cover

Accident & Sickness

Designed for

Businesses, contractors, freelancers and individuals
Between the ages of 18-70

Cover

Up to $200,000 in Death and Capital benefit
Up to $2,000 in Weekly Injury benefit
Up to $2,000 in Weekly Sickness benefit

Frequently asked questions

Answers to the questions our customers often ask.

Buying your policy

We’re an online company and have created an online purchase path that takes you from quote to policy in a few quick steps. To get started, select the product you’re after and then:

  1. Enter your business details
  2. Tell us about you
  3. Select and pay
  4. It’s that easy

Keep an eye on your inbox for your ‘Schedule’ which has your all-important policy number, and cover details.

If you need help at anytime during the process please call us on: +61 2 8294 7569 or use the Live Chat beacon or email us at hello@brokersonline.co

With Ted, easy and affordably  insurance is in reach for:

Australian Citizens Permanent Residents of Australia A holder of a valid partner/spouse visa or skilled working visa (457 or other skilled working visa) New Zealand citizens – a New Zealand passport holder permanently residing in Australia, who has unrestricted right of entry into Australia.

We’re an online company and this means we accept credit cards online.

  • Visa
  • Mastercard
  • American Express

The Product Disclosure Statement (PDS) contains important info about your policy. In the PDS you’ll see detailed information about what you’re covered for.

It’s always available on the relevant when you get a quote and will be included in your confirmation email when we send you the policy confirmation.

Manage your policy

We can help you update your policy if you need to:

  • Changing your coverage dates
  • Updating your coverage details
  • Changing the email address that we reach you by
  • Cancelling your policy

Depending on the changes needed, we may need to contact you to take credit card payment for additional cover.

We can help you with any of these changes during business hours – please call us on: +61 2 8294 7569 or use the Live Chat beacon or email us at hello@brokersonline.co

Your Schedule was sent via email shortly after your purchased your policy online. We used the email address you provided during checkout.

Have you checked your junk or spam folders?

Would you like us to resend it? If so please contact us at hello@brokersonline.co

We can unfortunately not send a copy of your Schedule (policy) by mail. We’re an online only company, this helps us to keep premiums low and offer the best possible value for our customers.

If you’d like a copy of your Schedule, we can send this to the email address you provided when you bought your policy.

We can help you with this during business hours.

We offer a full money back guarantee on any policy cancelled with 14 days of purchase. Once we’ve cancelled your policy, a confirmation will be sent to the email address that you provided on the day you bought your policy.

Once we’ve issued a refund the funds will reach your bank account within 5-10 working days. Get in touch via +61 2 8294 7569 or use the Live Chat beacon or email us at hello@brokersonline.co

Once we’ve cancelled your policy, a confirmation will be sent to the email address that you provided on the day you bought your policy. If you were entitled to a refund this can take up to 10 days to be refunded onto your credit or debit card.

If you did not receive the cancellation email or it has been more than 10 days since you cancelled your policy please contact us at hello@brokersonline.co and we will help you.

Making a claim

Do you need to make an emergency claim right now? You can call +61 2 8880 9197 and ask for the claims team.

You can also reach us by email: claims@brokersonline.co

Not an emergency? If you wish to make a claim that does not need an immediate, emergency response the easiest way to claim is to use our online claim form.

To submit your claim, please provide as much information as possible about what happened.

Contact & Advice

Mark Laudrum is an insurance professional with 30+ years experience and leads the team. A digital native, Mark will help reduce the paperwork and take control of the process flow for you.

Mark is an expert in broking solutions for modern businesses and professionals. If you’d like advice on coverage or the product you can get in touch with Mark.

You can email Mark at hello@brokersonline.co or call him on +61 2 8294 7569.

You can start a chat, email Mark at hello@brokersonline.co or call on +61 2 8294 7569.

Chat with us

Get in touch with us via chat and we’ll come back to you as soon as possible.

Start a chat

Send us an email

Feel free to reach our support team for further assistance.

hello@brokersonline.co

Give us a call

You can call us on +61 2 8294 7569 if you’d like some advice on Ted.

+61 2 8294 7569

Subscribe and get 10% off your second policy.

This website uses cookies to improve your web experience.